Disclaimer
The Cebu Retiree · ceburetiree.com
In plain English: We live in Cebu, publish what we find on the ground, and can provide practical hands-on help. We are not lawyers, accountants, doctors, financial planners, or immigration officers. We promise our own written process and stated remedies; we cannot promise decisions made by a landlord, bank, GCash, brokerage, utility, insurer, or government office.
Information, not professional advice
The site and our emails provide educational information current to the date shown. They are not legal, tax, immigration, investment, insurance, or medical advice. Confirm an important decision with the relevant authority or licensed professional.
- Visas and residency: the Philippine Retirement Authority and Bureau of Immigration set the rules and decide applications.
- Taxes, pensions, and Social Security: treatment depends on your facts. Check official sources and speak with a qualified advisor.
- Healthcare and insurance: costs are estimates, and eligibility or coverage depends on the provider and your circumstances.
- Banking and GCash: we can help organize documents and attend the process, but the provider alone decides approval, timing, limits, and availability.
- Housing: listings, rent, landlord decisions, building rules, and property condition can change. Review the lease and property before signing or paying.
What our service promises mean
Our services promise work within our control. Scout Day: being met at the airport, a day out with us, and seven days of answers afterwards. Soft Landing: an apartment search before you fly, being met at the airport whatever time you land, moving in the day you land, and 30 days of support after that; the first $1,000 is refundable up to $800 if nothing suits you before you fly. Soft Landing Plus: the same, with 90 days of support and one of us beside you at the immigration office, the hospital and the bank; the first $1,950 is refundable up to $1,550 on the same terms. All of it is described in our Terms. If an owner changes agreed terms after we have a deal, we walk away and find another place, at our own cost.
These promises do not guarantee that a landlord approves a lease, that a particular property remains available, or that every aspect of life in Cebu will suit a client. Rent, the apartment’s own deposit, visa fees, flights, and other third-party costs remain separate.
Buying a home
If you are planning to buy rather than rent, we can also help: a short-term place to stay while you look, price ranges by area, a vetted local agent, and one of us beside you at viewings. This is a separate, smaller offer from our three services. Information on this site is not legal advice about foreign ownership or a recommendation to buy a specific property.
Prices and local conditions change
Rents, medical charges, visa fees, exchange rates, and other local numbers can move after publication. We date important research and update it when practical, but always re-check a number before committing money. Photographs and examples show real places or past work but do not promise that the same property will be available.
Contact
Questions about a claim or number? Email hello@ceburetiree.com.
Last updated: October 24, 2026
