Free letters from the ground
The Cebu Letter
Honest numbers from the ground in Cebu — what things cost, what's changing, and what we'd tell a friend who's thinking about the move.
What you'll get — the first five letters
- 1 Your result — and what you’ll get from us
- 2 The real monthly budget in Cebu — line by line
- 3 The visa question, answered simply — SRRV (Special Resident Retiree’s Visa) vs. long-stay
- 4 Healthcare and the Medicare gap — what it actually costs
- 5 The five expensive mistakes — scams, contracts, wrong neighborhood
After that: occasional letters when prices change or something worth knowing happens. No spam, no daily emails — we'd rather write one letter worth reading than ten worth deleting.
Rather start with your own numbers?
The free quiz takes about three minutes and tells you honestly whether Cebu works on your budget.
Take the Free Retirement Quiz